Burial Scheme

We provides financial assistance to cover the costs of a funeral or burial.
What we’re offering at Phaphamani

Our Burial Scheme

Funeral Cover at E72.00 monthly contributions

Family cover benefit is E20,000.00 at E72.00

Condolence cover for family premium and benefit determined by age of the member. Claimant must have a bank confirmation letter of account or a bank statement which indicates the account holders name and account number.

  • Member
  • Spouse
  • Dependents:
    • 14 – 21yrs (up to 6 children)
    • 6 – 13yrs
    • 0 – 5yrs

Condolence fund / Extended Family, Relatives Cover

  • Each nominated parent is E5 000.00, received by member after death of the covered parent @ E12.00 monthly premium per biological parent.

Relatives - Example Uncle

  • He/she should have his own cover and you as a member legible to pay E42.00 on behalf of the relative, this package come with the benefits of a principal member meaning spouse and six (6) children are covered
Burial Claims

Requirements for Burial Claims

All SACCO members are requested to submit the following documents to the Society as indicated when submitting for a claim. Failing which may result to the member claim not processed by our underwriter.

Death of a MemberDeath of a SpouseDeath of a ChildDeath of a ParentDeath of a Parent-in-Law
Death CertificateDeath CertificateDeath CertificateDeath CertificateDeath Certificate
ID of a Claimant/PayeeMarriage CertificateChild’s Birth CertificateMember’s Birth CertificateMember’s Marriage Certificate
ID of DeceasedID of Claimant/PayeeID of Claimant/PayeeID of Claimant/PayeeSpouse’s Birth Certificate
Confirmation letter from mutualID of DeceasedID of DeceasedID of DeceasedID of Claimant/Payee
 Confirmation letter from mutualConfirmation letter from mutualConfirmation letter from mutualID of Deceased
    Confirmation letter from mutual

Waiting Period for Burial Claims

  • Member is one (1) month
  • Dependants is twelve (12) months

When changing premium cover to another waiting period is six (6) months, for instance if your parent was covered for E5 000.00 then you decide to change cover to E12 000 therefore waiting period is 6 months after change to new bracket.

Apply for Burial Claims Online

Online Application forms:

Funeral Cover Online

Click to Apply for Funeral Cover Online

Funeral Claim Online

Click here Download Funeral Claim Form
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